Privacy policy

THIS PRIVACY POLICY APPLIES TO OUR WEBSITES.

This Privacy Policy describes how Pagaya Technologies, LTD and its subsidiaries (“Pagaya”, “we”, “our” or “us”) treat personal information collected on www.pagaya.com where this Privacy Policy is located (the “Site”). This Privacy Policy does not apply to personal information Pagaya collects offline, through email, or through other sites. This Privacy Policy also does not apply to websites where it is not posted and where a link to the Privacy Policy is not provided. It also may not apply to the practices of all Pagaya subsidiaries or other affiliates. For example, activities that are outside of Pagaya websites.

WE COLLECT PERSONAL INFORMATION FROM AND ABOUT YOU.

We collect contact information.  For example, we might collect your name, title, phone number, and email address when you register on our Site, sign up for our newsletters, or apply for a job.

We collect information you email. We collect information when you contact us using the email address provided on the Site. This may contain personal information about you.

We collect other information.  We may also collect usage data on how you use our Site and how long you stay on the Site through the use of cookies or other commonly used technologies (e.g. web beacons). This may include information about your browser, device type, IP address, etc. and contain personal information about you.

Aggregate information.  We collect statistical information about how users use the website, some of which is derived from personal information but is not itself personal information.

WE COLLECT INFORMATION IN DIFFERENT WAYS.

We collect information directly from you.  For example, if you register with us, sign up for our newsletters, apply for a job, or send us an email via the Site.

We collect information from you passively. We use tracking tools like browser cookies and web beacons to provide and support our Site and each of the uses outlined in this Privacy Policy. Learn more about these tools and how you can manage them, by visiting our Cookies Policy, here

We may collect personal information as otherwise described at the time of collection on the Site.

WE USE INFORMATION AS DISCLOSED AND DESCRIBED HERE.

The provision of personal data by you may be necessary for the performance of any contractual relationship with you, or where we have a legitimate interest to carry out the following purposes:

We use information about you to respond to your requests or questions.  For example, we might use your information to contact you about employment opportunities or to process your application for a job or application for our fact sheets.

We use information about you to improve our websites and the information we provide.  We might use your personal information to deliver the Site and/or customize your experience with us. For example, we may use your personal information to improve the Site, our recruiting efforts and our other internal business purposes.

We use information for security and compliance purposes.  We may use personal information to enforce our rights, for fraud prevention, to comply with applicable laws and regulations, or to protect our company, affiliates, our customers, or our websites, or a third-party website or platform.

We use personal information to inform you about Pagaya.  For example, we might send you information about Pagaya and what we offer if you register to ‘contact with Pagaya’ through our web or email.  We might tell you about new features or updates. We may also use your personal information to send you information about career opportunities if you registered in ‘careers’ through our web or email.

We use personal information to communicate with you about your account or our relationship.  We may contact you about your use of our Site.  We might also contact you about this Privacy Policy, the Site’s Terms of Use or the Site’s Cookies Policy.

We may use your personal information as otherwise described or permitted by law, for any other purpose as described in this Privacy Policy, or as we may notify you.

WE MAY SHARE PERSONAL INFORMATION WITH THIRD PARTIES.

We may share your personal information within the Pagaya subsidiaries.

We may use your personal information to respond to your requests or questions.  For example, we might share your personal information with third parties in order to provide you with services requested by you or answer your questions.

We will share personal information with third parties who perform services on our behalf.  For example, we share personal information with our vendors (e.g., IT services providers and background checks vendors), partners and consultants. We may also share personal information with companies that might operate our websites.

We will share personal information if we think we have to in order to comply with the law or to protect ourselves.  For example, we may share personal information to respond to a court order or subpoena.  We may also share it if a government agency or investigatory body requests.  We might also share personal information when we are investigating potential fraud or if we believe in good faith that disclosure is legally required or otherwise necessary to protect our rights and property, or the rights, property or safety of others.

We may share personal information with any successor to all or part of our business.  For example, in the event of a merger, acquisition, divestiture, change of control, or liquidation of Pagaya or part of its business or subsidiaries (or in anticipation of such an event) we may share your personal information as part of that transaction.

We may share personal information for other reasons we may describe to you or as permitted by law.

YOU HAVE CERTAIN CHOICES ABOUT OUR MARKETING TOOLS

You can opt out of receiving our marketing emails.  If you receive emails from Pagaya due to your registration to ‘contact with Pagaya’ or ‘careers’ and you wish to stop receiving our emails, simply use the opt-out or unsubscribe method provided in emails you receive from us.

RIGHTS FOR INDIVIDUALS IN THE EUROPEAN UNION

Individuals who are located in or residents of the European Union have certain data subject rights that may be subject to limitations and/or restrictions.

You have the right to access, rectify and, subject to our other legal obligations and business considerations, erase your personal information. You also have the right to ask us to restrict the purpose or to object to the processing of your personal information as well as a right to data portability.

Please note that you have a right to object to processing of your personal data where that processing is carried out for our legitimate interest or for direct marketing.

You may have the right to lodge a complaint about the processing of your personal information with your local data protection authority.

If you wish to exercise any of your rights under this Privacy Policy, please send us your request via email to info@pagaya.com.

For the purposes of EU data protection laws, we are the data controller of your personal information collected on the Site. This means that we are responsible for, and control the processing of, your personal information.  

RIGHTS FOR INDIVIDUALS IN CALIFORNIA 

If you are a California resident, California law may provide you with additional rights regarding our use of your personal information. To learn more about your California privacy rights, visit www.oag.ca.gov/privacy/ccpa.

California’s “Shine the Light” law (Civil Code Section § 1798.83) permits users of our Site that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email to: info@pagaya.com.

 

WE USE STANDARD SECURITY MEASURES

The Internet is not 100% secure.  We cannot promise that your use of our Site will be completely safe.  We encourage you to use caution when transmitting personal information over the Internet. We keep personal information for as long as it is necessary or relevant for the practices described in this Privacy Policy. We also keep personal information as otherwise required by law or for internal compliance or record-keeping purposes.

WE STORE PERSONAL INFORMATION IN THE UNITED STATES

Personal information we collect may be transferred to and stored within the United States. Our Sites are subject to U.S. laws, which may not afford the same level of protection as those in your country. We will take all steps reasonably necessary to ensure that your personal information is treated securely and in accordance with this Privacy Policy. If you live outside of the United States, you understand and agree that we may transfer your personal information to the United States. You acknowledge that if you do not consent or would like to withdraw your consent to such transfer, please send us your request via email to.

WE MAY LINK TO OTHER WEBSITES OR HAVE THIRD PARTY SERVICES ON OUR SITES WE DON’T CONTROL

Some of our content on the website, especially under ‘Blog’ will link you to third party websites, that we do not control.  This Privacy Policy does not apply to the privacy practices of such third parties websites.  Read the privacy policy of other websites carefully before you submit any personal information to these third party websites. We are not responsible for actions, omissions or practices of third party websites.

reCAPTCHA

We might use in the future the reCAPTCHA service provided by Google Inc. (Google) to protect your submissions via internet submission forms on this site. This plugin checks if you are a person in order to prevent certain website functions from being (ab)used by spam bots (particularly comments). This plugin query includes the sending of the IP address and possibly other data required by Google for the Google reCAPTCHA service. For this purpose, your input will be communicated to and used by Google. However, your IP address is previously truncated by Google within member states of the European Union or in other states which are party to the agreement on the European Economic Area and is, as such, anonymized. Only in exceptional cases is a full IP address transmitted to a Google server in the United States and truncated there. On behalf of the operator of this website, Google will use this information to evaluate your use of this service. The IP address provided by reCaptcha from your browser shall not be merged with any other data from Google.

This data collection is subject to the data protection regulations of Google (Google Inc.). For more information about Google’s privacy policy, please visit: https://www.google.com/intl/en/policies/privacy/

By using the reCAPTCHA service, if and when needed on out Site, you consent to the processing of data about you by Google in the manner and for the purposes set out above.

FEEL FREE TO CONTACT US IF YOU HAVE MORE QUESTIONS

If you have any questions about this Privacy Policy or other privacy concerns, please contact us at info@pagaya.com or at:

Pagaya technologies, LTD

121 Menachem Begin Rd. 

54th floor 

Tel-Aviv, Israel

Attn: Legal / Privacy Matters

We may update this Privacy Policy

From time to time we may change our Privacy Policy.  We will notify you of any material changes to our Privacy Policy as required by law by posting a notice on our Site prior to the change becoming effective. We will also post an updated copy on our Site.  Please check our Site periodically for updates.  You are bound by any changes to the Privacy Policy when you use the website after such changes have been first posted

© 2019 Pagaya technologies, LTD. All rights reserved.