AI for Consumer Lending

Enabling our partners to
support more consumers.

Turns out an outdated infrastructure is limiting a lender's ability to analyze credit applications, originate more loans and sell more products. Pagaya has built a powerful fintech engine that brings more efficient credit evaluations and more accurate assessments through deep, learning insights.

AI: the only way to make
better decisions

By reshaping the traditional lending process Pagaya positively impacts each stakeholder in the transaction. We combine an extraordinary team of innovators, researchers, and data scientists with advanced machine-learning and data analytics to create "repeatable success environments" that add value.

In other words, using AI, our partners are making smarter decisions.

How Pagaya creates lift for lending partners

Partner integrates with Pagaya lift

Consumer applies to partner for loan

Partner's current credit evaluation limits loan access

Loan approval outcome using Pagaya AI

Happy consumer, happy lender

Help shape the
future of finance.

We're laying the virtual cable to electrify the lending world. As a team we are impacting and disrupting old ways of thinking about credit evaluation by using powerful artificial intelligence insights to solve the problems of an inefficient and limiting consumer lending system.

And the best news? We've only just started changing the world. Join us and make your mark.