Meet Pagaya Pulse.

Next Generation Asset Management investing in alternative credit.

Pagaya partners with leading international financial institutions

Pagaya Factsheet

For specific details about Pagaya’s private fund offerings, accredited Investors can request fact sheets here.

What We Do

Pagaya has forged a new approach to alternative, data driven investment management in the fixed income and alternative credit markets through development of a proprietary technology suite including advanced machine learning technologies and big data analytics. We serve a broad range of institutional and high net worth investor markets including banks, pensions plans, foundations, private wealth and sovereign wealth funds.

Using our proprietary Pulse technology, Pagaya constructs bespoke investment portfolios that aim to achieve short-duration, high yield return profiles with low correlation to the broader market and crisis resistant features. We innovate beyond the quantitative and qualitative tools that have traditionally informed risk management and investment decision-making.

Technology & Innovation

We believe technology is the key to deepening our understanding of consumer behavior and the implications for credit markets.

Our culture thrives on innovation. Our extraordinary team of innovators and industry experts take ideas, probe them to investigate data and logic, and break through to produce empirical evidence that supports strategic decision making. This enables market strategies to be systematized, with evidence-backed smart intelligence allowing technology to harness opportunity in real time.

Leadership

Pagaya provides independent, alternative asset management that benefits from continual questioning, innovation, engineering and re-engineering of state-of-the-art technologies. By applying big data and machine learning, our next-generation prediction models empower optimization of the risk/reward equation. Pagaya delivers the precision and speed of decision-making that cannot be delivered by traditional tools and investment strategies in alternative credit markets.

Pagaya’s leadership team has the experience and expertise needed to deliver next-generation asset management spanning fixed income and alternative credit markets, with a focus on short-duration, high yield investment strategies.

Principles

Our principles and culture are inextricably linked, providing the foundations for all we do and the values by which our future vision is formed. As the world changes, these principles evolve to encapsulate new understanding of how markets and economies work and what works best in the institutional markets.

Traditional tools and investment strategies are evolving in a data-driven marketplace. Hence, our principles and culture encourage the innovative thinking that is necessary to develop and maintain the technological edge that guides institutions through their investment into alternative credit markets.

Partnerships

Pagaya partners with leading US consumer lenders, merchants, and lending platforms to maximize value for our partners and clients.

Learn how partnering with Pagaya can benefit your firm.

Asset 4@4x

Online
Lending

Asset 4 (2)@4x

Auto
Finance

Asset 2@4x

Student
Loans

Asset 5@4x

Credit Cards Loans

Asset 3@4x

E-commerce & POS Lending

Blog

The Pagaya Triangle

Branding and logos are important as they support the ethos of the business. In the asset management space, conservatism prevails in more ways than one. Logos and branding in the

Read More »

Collaboration over Competition

Linkedin Twitter Facebook We are all familiar with the Wall Street stereotype. Asset management is a cutthroat industry relentlessly competing to chase alpha.  As an asset manager, Pagaya Investments is

Read More »

Media

Pagaya Surpasses $500MM in Consumer ABS Issuance

Sep 23, 2019, by Yahoo!

Pagaya, a global financial technology company using artificial intelligence (AI) to reshape asset management, today announced the closing of a consumer credit asset-backed security (ABS) at $200 million. The ABS, like the three before it, will be actively managed by Pagaya’s AI.
 

FACES OF ENTREPRENEURSHIP: GAL KRUBINER, CO-FOUNDER AND CEO, PAGAYA

July 31, 2019, by Nasdaq Entrepreneurial Center

nasdaq_logo
Gal Krubiner is the co-founder and CEO of Pagaya. Pagaya is a company that aims to reshape the asset management space using machine learning and big data analytics. The Nasdaq Entrepreneurial Center took a moment to catch up with Gal on his journey thus far. 
 

Would You Let Artificial Intelligence Manage Your Investments?

July 08, 2019, by Gal Krubiner

1_DhgWWj7DTZ-kD2zWhBBwAg
Pagaya, a fintech company that is using artificial intelligence to disrupt asset management, has just established the second-ever $100 million asset-backed security to be fully managed by A.I. Gal Krubiner, Pagaya’s CEO and Co-Founder, joined Cheddar to discuss the future of asset management and Pagaya’s place in it.
 

Pagaya Announces Second-Ever $100 Million ABS Fully-Managed By AI

July 03, 2019, by Shelby Corradino

BusinessWire_Logo

Pagaya, a global financial technology company using artificial intelligence (AI) to reshape asset management, today announced its second $100 million asset-backed security (ABS) to be actively managed by AI, led by structuring agent Cantor Fitzgerald. This comes on the heels of Pagaya announcing the first-ever ABS fully managed by its AI in February 2019.

READ MORE>

Fintech Firm Pagaya Issuing Second $100 Million Asset-Backed Security

July 03, 2019, by Reuters

U.S.-Israeli Pagaya, which uses artificial intelligence (AI) to manage institutional money, said on Wednesday it is issuing another $100 million actively managed asset-backed security (ABS) led by structuring agent Cantor Fitzgerald.

READ MORE>

Pagaya : Announces Second-Ever $100 Million ABS Fully-Managed By AI

July 03, 2019

Pagaya, a global financial technology company using artificial intelligence (AI) to reshape asset management, today announced its second $100 million asset-backed security (ABS) to be actively managed by AI, led by structuring agent Cantor Fitzgerald. This comes on the heels of Pagaya announcing the first-ever ABS fully managed by its AI in February 2019.

READ MORE>

Join the Pagaya Team

Pagaya invests in recruiting and developing the most talented individuals. People who identify with Pagaya’s guiding principles, embrace Pagaya’s culture of innovation, and resonate with Pagaya’s vision. Pagaya’s people think innovatively, collaborate toward collective goals, and drive technological advances. Pagaya’s team embrace diversity and inclusiveness as essential when building the knowledge required to navigate global economies and seek opportunities.

Explore opportunities to grow with a different kind of asset manager, investing in both human capital and state-of-the-art technologies as we reshape the field of asset management.