Pagaya's Leadership

Our focus

Our focus is on providing independent, alternative asset management that benefits from continual questioning, innovation, engineering and re-engineering of state-of-the-art technologies. By applying big data and machine learning, our next-generation prediction models empower optimization of the risk/reward equation. We deliver the precision and speed of decision making that cannot be delivered by traditional tools and investment strategies in alternative credit markets.

We value our culture of collaboration in our teams, with our partners, and with our clients. Our experienced management team and talented people drive ideas, innovation and excellence.

Pagaya’s Team

Specific expertise in our management team encompasses investment and wealth management, specialization in innovative and sophisticated credit structure products, systems design and engineering, real estate, and global fixed income portfolio management.

Pagaya’s board members include current and previous executive and board positions held at some of the largest and most respected financial firms in the United States.


Gal Krubiner
Gal Krubiner
CEO & Co-founder

Leader in innovative and sophisticated credit structure products and Asset-Backed Securities. Previously at UBS Investment & Wealth management.

Avital Pardo
CTO & Co-founder

Designed Pagaya’s credit model and system. Previously Chief Credit Algorithm Officer at FundBox. 

Yahav Yulzari
CRO & Co-founder

Former real estate entrepreneur in London.  founder of YEC – Young entrepreneur club with dozens of successful graduates.

Ed Mallon

BlackRock veteran of more than two decades.  Most recently served as Managing Director and Senior Portfolio Manager for Opportunistic Investments within BlackRock’s Global Fixed Income Group and member of BlackRock’s Special Credit Opportunities Investment Committee.


Avi Zeevi

General Partner at Viola Group and head of Viola Ventures’ FinTech & Big Data practice.
Investment expertise includes Software, Financial Services, Big Data, and Digital Media.

Harvey Golub
Harvey Golub
Board Member

Retired Chairman and CEO of American Express.  He joined American Express Company in 1984 as the President and Chief Executive Officer of IDS Financial Services, now American Express Financial Advisors. Prior to joining IDS, served as a Senior Partner of McKinsey & Company.

Dan Petrozzo
Board Member
Venture Partner at Oak HC/FT, former Partner and Global Head of Investment Management Technology at Goldman Sachs, and former Chief Information Officer of Fidelity Investments.
Mircea Ungureanu
Board Member

Mr. Ungureanu is Deputy Head of the Structured Products Group at GIC, the sovereign wealth fund of the country of Singapore. Mr. Ungureanu brings two decades of experience in structured products ranging from structuring securities to managing portfolios and covering all major classes of consumer lending. 

Our future

We invest in finding, recruiting and developing the most talented individuals; people who also identify with our guiding principles, fit with our culture, and engage with our vision. Our people think innovatively, collaborate toward collective goals, and drive technological advances. We embrace diversity and inclusiveness as essential when building the knowledge required to understand and navigate global economies.

Our investors

Viola Group


With $2.5 billion in AUM, Viola aims to provide long-term, world-class returns by identifying and pursuing attractive investment strategies in the vibrant Israeli technology and industry market.

Viola Group is comprised of focused, separate, independent, best-of-class partnerships including:

  • Viola Ventures, a top-tier venture capital fund
  • Viola Credit, a leading equity-based lending fund
  • Viola Growth, technology-focused growth capital and buyout fund
  • Viola Partners, an exclusive investment fund mainly for private investors



Founded in 2014, Oak HC/FT (http://oakhcft.com) is the premier venture growth-equity fund investing in Healthcare Information & Services (“HC”) and Financial Services Technology (“FT”). With $1.1 billion in assets under management, they are focused on driving transformation in these industries by providing entrepreneurs and companies with strategic counsel, board-level participation, business plan execution, and access to our extensive network of industry leaders. Oak HC/FT is headquartered in Greenwich, CT, with offices in Boston and San Francisco.