Our sales team responds to new business inquiries within 2 business days.
Too often, legacy underwriting systems miss the great applicants right in front of them.
Our AI network creates new lending opportunities for our partners. More precise evaluation gives people greater access to the credit they deserve.
*As of March 1, 2023 (Does not reflect recent acquisition of Darwin Homes)
Our sales team responds to new business inquiries within 2 business days.
Our network powers financial opportunities for our 31+ partners and their customers
Gal brings extensive experience to the investments and wealth management industry, with a specialization in innovative and sophisticated credit structured products. Prior to Pagaya, Gal focused on structuring and distributing sophisticated credit and asset-backed securities (ABS) products with UBS AG, as well as other titles specializing in investment, entrepreneurism, and financial markets.
Avital was instrumental in designing Pagaya’s AI-based credit model and system. Prior to joining Pagaya, he was one of the first employees at Fundbox and focused on the Algorithms.
Yahav oversees Pagaya’s growth and global commercial activities. He is a former real estate entrepreneur.
Sanjiv has over 30 years of experience in financial services and joined Pagaya as President in 2023. In this role, he oversees the strategy and growth of the Company’s commercial business – including its single-family rental business and Darwin subsidiary. Prior to joining Pagaya, Sanjiv served as CEO of Caliber Home Loans, a NewRez-owned residential mortgage lending company. There, he delivered record year-over-year growth in the non-banking sector. Sanjiv has also held titles as CEO, President and Chairman of the Board for Citi's Mortgage Division, and as Head of all International Businesses at First Data, a KKR-owned company. He has also held senior roles at Morgan Stanley, American Express and Bank of America.
Tami Rosen has served as a Director, Chair of the Strategic Advisory Board, and Chief Development Officer since 2024. She has been bringing people and organizations to Pagaya since she joined 2021 as the Chief People Officer and the Company's first C-Suite Hire. Tami was instrumental in helping to scale Pagaya’s business, support M&A activities, and assist in its public offering. Prior to joining Pagaya, she served in C-suite executive roles at Apple, Goldman Sachs, Atlassian, and Luminar Technologies. She was an early advocate and changemaker in the industry, embracing the inclusion and growth of female, LGBT, and diverse populations, by launching Wall Street's first Ally program.
Abhijit has over 20 years of experience leading product strategy for high-growth fintech and consumer finance companies and joined Pagaya as its Chief Product Officer in 2023. Prior to joining Pagaya, Abhi served as Chief Product Officer for the enterprise-driven B2B2C product company, Green Dot Corporation. There, he developed and ran the company’s product suite focused on driving scale and delivering value to both businesses and consumers. His expertise is helping Pagaya scale its product offering and deliver on the mission of creating more financial opportunities for more people, more often.
Meryem serves as the Chief Compliance Officer (CCO) of Pagaya, where she oversees the company's compliance framework, ensuring adherence to all applicable laws, regulations, and industry standards. With over 20 years of experience in financial services, she brings deep experience in corporate and consumer compliance risk management and regulatory oversight. Meryem is a Certified Regulatory Compliance Manager, a testament to her extensive knowledge of compliance best practices. Before joining Pagaya, she spent 15 years at Bank of New York, where she held multiple senior leadership roles in Compliance. Most recently, she served as the Chief Consumer Compliance Officer, where she was responsible for enterprise-wide consumer compliance strategies, regulatory engagements, and risk mitigation initiatives
Ralph has over 25 years of leadership experience in technology, fintech and financial services companies and joined Pagaya as its Chief Operating Officer and Chief Commercial Officer in 2024. Prior to joining Pagaya, Ralph was a four-time CFO at various venture capital or private equity-backed companies, most recently at Achieve, a leading private consumer fintech company focused on digital personal finance. There, he oversaw all aspects of the company’s finance and capital markets functions and helped reignite growth and profitability post-pandemic and drove the company’s multi-year digital transformation program. He was a former senior investment banker at Morgan Stanley advising technology and fintech clients on strategic M&A, equity and debt transactions.
Edward oversees Pagaya’s team of professionals responsible for sourcing, evaluating, executing, and monitoring investments on behalf of Pagaya’s accounts and funds, and is responsible for expanding the Company's US business. Previously, Ed was a Managing Director and Portfolio Manager for the Fundamental Opportunistic Investment team within BlackRock's Global Fixed Income Group. Ed was also a member of the Investment Committee for the Special Credit Opportunities' platform and co-chaired the Special Credit Opportunities Operational Oversight Committee.
With over 25 years of experience in the financial industry, Evangelos holds responsibility for all financial functions at Pagaya, including Investor Relations, Corporate Development and Strategy. Prior to joining Pagaya, he was a Managing Director at JP Morgan Chase, where he served in leadership titles in finance and investment banking, and most recently was a Managing Director and Head of Business Planning & Analysis at Apollo Global Management.
Raj has 25+ years of experience in global banking & financial services with a deep background in risk management, advanced analytics, and machine learning. Raj joined Pagaya as Chief Risk Officer in 2024. In this role, he is responsible for managing all aspects of risk and for ensuring profitable & responsible growth at the Company. Prior to joining Pagaya, he held senior leadership roles at NewRez/Caliber, Genworth Financial, Citigroup, GMAC/Ally, GE Capital, and US Bank. He also serves on the boards of Sagen Canada, India Mortgage Guarantee Corporation, and the Appalachian Trail Conservancy.
Eric Watson joined Pagaya as Chief Legal Officer in 2023. In this role, he is responsible for managing the company's legal department and activities. Prior to joining Pagaya, Eric served as the General Counsel and Secretary of Doma from July 2019 to April 2023. At Doma, Eric was responsible for the legal, compliance, risk, claims, internal audit and government relations functions. He previously served as Executive Vice President, General Counsel and Secretary at Mosaic, a specialty finance company, from July 2016 until July 2019. At Mosaic, Eric helped launch their securitization program and was instrumental in developing new consumer products. Eric also held senior roles at Mosaic, SoFi and Navient Corporation. He began his legal career at Skadden and then Sallie Mae. Eric received his B.A. in Economics from Rutgers University and his J.D. from the University of Pennsylvania Carey Law School.
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